Three Simple Tips To Organize Your Finances In The New Year from EFinancialOrganizer.com
If one of your New Year’s resolutions is to organize your finances, here are three tips from Robert Laura’s guide, How To Organize Your Finances In 10 Simple Steps available at EFinancialOrganizer.com and for kindle at Amazon.com
Tip 1: Are you a morning or evening person? When are you at your highest level of activity? You can reduce some of the anxiety and exhaustion that can accompany bill paying if you pay them during your high-energy time instead of when you’re tired and unmotivated.
Tip 2: If you receive e-statements, set up a separate e-mail account to receive them. This will ensure they don’t get lost or overlooked among your personal e-mails or spam. Both Yahoo and Google offer free e-mail accounts.
Tip 3: Establish regular days and times to pay your bills. Set 3 to 4 days per month when you review your bills. Try the 5th, 15th, and 25th of the month as a starting.
To order your copy of How To Organize Your Finances In 10 Simple Steps visit EFinancialOrganizer.com Or download it to your kindle by clicking here
10 questions to consider when selecting and comparing nursing home care from NursingHomeCare.org
10 Questions to Consider When Selecting and Comparing Nursing Home Care from NursingHomeCare.org:
1. Is the facility Medicare certified?
2. Is the facility Medicaid certified?
3. Is this a skilled nursing facility?
4. Is the facility accepting new patients?
5. Is there a waiting period for admission?
6. Is a skilled bed available to you?
7. Is the home and the current administrator licensed?
8. Does the home conduct background checks on all staff?
9. Does the home have special services units?
10. Does the home have abuse prevention training?
Also, be sure to check the occupancy rate. Simply take the total number of residents currently living in a nursing home divided by the home’s total number of beds. Occupancy rates vary by area, depending on the overall number of available nursing home beds.
To learn more visit NursingHomeCare.org
Sex And Retirement! Interesting News, Statistics, and Facts About Sex In Retirement
According to SexandRetirement.com, research by the Mayo Clinic suggests that sex can prolong life for ten or even twenty years. Among people of similar age and health state, those who had more frequent orgasms are supposed to be twice less likely to die early than those who only had orgasms every leap year. A person who has at least a hundred orgasms a year can expect to prolong his or her life up to eight years and reduce the mortality rate by half.
Sex is also wonderful for weight loss since 30 minutes will burn 200 calories! In addition sex calms food cravings because it stimulates the production of phenetylamine, a natural amphetamine that regulates the appetite. Sex almost promotes the production of collagen, which keeps the skin supple and gives it that peachy glow.
While nearly half of adults (47%) surveyed would prefer to have sex more often, nearly four in ten adults (38%) have avoided sex, made an excuse not to have sex or stopped having sex due to physical inability, physical discomfort or pain with sex. Women cite discomfort and pain as the reasons for avoiding sex, while men who are avoiding sex as they age do so because of a physical inability.
To learn more visit SexandRetirement.com
Tips for selecting Skilled Home Care from SkilledHomeCare.com
This holiday season you may notice a parent or family member not doing well and could be considering helping out by looking for skilled home care for them. Here are 10 questions to ask skilled home care providers from SkilledHomeCare.com
10 Questions to Consider When Selecting and Comparing Skilled Home Care Providers:
- Is the provider Medicare and Medicaid approved?
- Are they experienced in providing the care needed?
- Can family and friends visit while the provider is in the home?
- Is the provider connected with special services in case they are needs, for example, a ventilator or rehabilitation area?
- What services don’t they provide or will incur additional costs?
- Do staff wear name tags and do they knock before entering a room?
- What is the condition and time commitments of their other patients?
- Does the provider conduct background checks on all staff, require continuing education, and provide training on issue like abuse awareness and prevention?
- Is there a full time MD, RN and social worker on staff for the provider to consult with or refer to?
- What level of experience and training does each staff member have and how long has staff worked for the provider?
Extra Credit
Ask the provider for any state inspection reports including deficiency and complaint information and quality measures for delivering good, safe service.
Sponsored by SkilledHomeCare.com
Five Surprising Retirement Truths Including How Sex Increases Longevity
Sex In Retirement?
Want A Longer And Happier Retirement?
Included in Robert Laura’s new book, Naked Retirement, are five retirement truths that may just surprise and inspire you. Pass it along to your family, friends, and colleagues.
Sex in Retirement:
According to the Mayo Clinic, sex can prolong life for ten or even twenty years. Having at least a hundred orgasms a year can prolong your life up to eight years and reduce your mortality rate by half.
Retirement Age:
Despite the number of significant tax and legal changes that have impacted retirement planning over the last 25 years, the age at which you are expected to retire (65) was established over 127 years ago by a German Chalcellor.
Friends:
According to a study at Flinders University in Australia, people with an extensive network of good friends and confidantes outlived those with the fewest friends by 22 percent.
Volunteer:
According to a University of Michigan study, adults over 65 who volunteered at least 40 hours each year to a single cause were 40 percent more likely than non-volunteers to be alive at the end of study.
Retiring Single?
You’re not alone. Single people are now 96 million strong and make up 43 percent of the adult population. Three of every four people age 65 or older are women.
Forget traditional retirement planning! Get Naked! NakedRetirement.com
Naked Retirement strips down the old traditional models of retirement planning and replaces them with a more creative and intuitive approach that helps people take control of their retirement planning, saving, and investing.
The magazine style guide provides an intimate look at the evolution of retirement, reveals ten trends dramatically changing the retirement landscape, and includes a series of exercises that includes mental, social, and health planning awareness instead of just financial aspects.
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Robert Laura
Author, Naked Retirement
888-267-1138
NAKED RETIREMENT
Naked Retirement strips down the old traditional models of retirement planning and replaces the it with a more creative and intuitive one that helps people take control of their retirement planning, saving, and investing.
The book details the evolution of retirement and uses it to help baby boomers and retirees understand why they are behind in saving and what they can do about it.
"Retirement planning can no longer be one-dimensional, focused exclusively on merely providing information such as how pensions or a 401(k)’s work. It needs to extend beyond financial planning to include aspects of health and social issues that will impact future retirees," according to author, Robert Laura.
Billed as the ultimate defense against the scary, anxious, and stressful feelings people get on their first day of retirement when they have only a financial plan full of numbers and charts to guide them, Laura simplifies the mental and emotional aspects of retirement planning with thought-provoking questions about your definition and approach to retirement as well as important retirement conversations that foster strong relationships in retirement.
The book culminates into a one-page Naked Retirement plan that will help people as well as planners successfully estimate retirement preparedness and future success.
Book is available at NakedRetirement.com and is emailed in pdf format directly to participants.